Key point:
What the grading shows is that we have a long way to go before we are a financially literate nation. Just 40 percent of states were given grades that you would want your children to bring home from school — grades A or B. Sixty percent of states have grades of C or less, with 44 percent having failing grades of D or F. Clearly, as a nation, we should be able to do better.Find out how your state ranked